Yearly Insurance Check up

Tuesday, July 20th, 2010

Once a year it’s a good idea to update your homeowners insurance. You want to make sure you have adequate coverage if you experience a loss. And you want to check on all the options insurance companies offer to reduce annual premiums. Here are the steps to take. Calculate the coverage you need on the [...]

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Dept of Insurance: Be aware after Storms

Thursday, July 1st, 2010

Indiana Department of Insurance issues warning to consumers: Be alert after storms Indianapolis, IN, June 30, 2010: The Indiana Department of Insurance wants to remind Indiana Consumers to be wary of contractors who may look to take advantage of them during the difficult times following storm damage to their homes or businesses. The Department suspects [...]

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Renters Protect Yourself for the cost of a Pizza

Thursday, March 11th, 2010

Why do renters avoid renters insurance? 1.Most feel what’s the chance something could happen? Unfortunately the chances are pretty good. The dept of justice claims that renters are 50% more likely to be the victim of a break in robbery than a homeowner. 2. Doesn’t the landlord have insurance? Most landlords have insurance on their [...]

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What insurance deductible should I have on my home?

Friday, February 19th, 2010

The deductible is the part of a covered claim that is the responsibility of the insured.  In other words, lets assume you have a $500 deductible on your home. In general, if you would have a fire that costs $10,000 to repair, you would be responsible for the first $500.  The question today is, what is the right deductible for [...]

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Potholes can be costly

Thursday, December 17th, 2009

Potholes can be costly By State Farm® agent Winter brings a number of driving hazards, but one of the most hated is the pothole. An encounter with one can leave damaged tires, wheels and suspension components in its wake. Potholes can occur in any region or climate, but at this time of year, they’re especially [...]

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Part C- Uninsured Motorist Coverage

Monday, December 14th, 2009

Indiana state minimum auto liability covers $25,000 bodily injury, per person, $50,000 aggregate bodily injury and $10,000 property damage. Uninsured or underinsured coverage provides protection in the event there are claims over and above the limits of the insured. During your review or when getting a new auto quote double check that your un/underinsured coverage [...]

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Part B- Medical Payments

Wednesday, November 25th, 2009

Medical payments are the  second part of an auto insurance policy after liability. Medical pays for reasonable medical expenses incurred by a covered person for bodily injury caused by an accident involving any motor vehicle designed for highway use. Covered persons are the named insured, spouse, or any family member when occupying a motor vehicle, [...]

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